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Fri, 25 Jul 2008 06:33:00 +0000
Widespread fear about the financial sector brought a dramatic end to the recent stock rally, as investors scrambled to take profits from bank shares and sent the Dow Jones industrials down more than 280 points, its worst loss in a month. Stocks Drop Sharply; Banks Lead Decline - NYTimes.com. If you look back at what I wrote [...]
Fri, 25 Jul 2008 06:00:00 +0000
This week’s house of the week comes to us from Hunter Jackson at Exit Realty in Columbia South Carolina. Hunter is a fellow blogger with me at the Bloodhound Blog, one of the leading spots for real estate blogging. 196 Ashton Circle, Lexington, South Carolina $129,900 3 br 2 ½ ba 1,560 sqft Single-Family Home Price/sqft: [...]
Thu, 24 Jul 2008 23:55:00 +0000
I just got this in from our Investment Advisors. Thought you might find it useful…. If I can help, call or e-mail me. Tom Selling in stocks today, with offset buying in Bonds. Commodity markets are flat to lower. Concern of the day is a very weak US Existing Home Sales report (see below) that started [...]
Thu, 24 Jul 2008 23:52:00 +0000
Lenders look at your credit report every time you apply for credit, but many people don’t know what their credit score is or how the score is calculated. Hopefully, if you are a regular reader, you are on the up and up! But here is the low-down on how it works behind-the-scenes before we give [...]
Thu, 24 Jul 2008 11:00:00 +0000
Month-over-month sales of previously owned homes, including single-family homes, townhomes, condominiums and co-ops, fell 2.6 percent in June, according to the Existing Home Sales report issued today by the National Association of Realtors (NAR). ShareThis
Thu, 24 Jul 2008 03:36:00 +0000
Okay, yesterday, I dealt with the theoretical and philosphical in our discussion of moral hazard. Almost more of a topic for a college class than a blog about the mortgage world, don’t you think? Well, today we’re going to get more into the every day nitty gritty with the Top 7 things (in random order) that [...]
Thu, 24 Jul 2008 01:33:00 +0000
No, they really haven’t, it just seems like it. I just did a refi for a customer and the jumbo rate is only .125% higher than the conforming rate. Why is that? It’s actually pretty simple: 1. Fannie and Freddie are hurting. 2. Fannie and Freddie are only involved in loans at $417,000 or lower. 3. Rates on [...]
Wed, 23 Jul 2008 21:31:00 +0000
Fannie Mae acquired twice as many homes through foreclosure in the first quarter as it sold, regulatory filings show. … Late payments on the company’s home loans, a harbinger of foreclosures, almost doubled in the past year. Together, Fannie Mae and Freddie Mac, the two biggest U.S. mortgage finance companies, owned a record $6.9 billion of [...]
This bank was absoluetly horrible to deal with. I have never experienced sucn a terrible experience. They are a complete scam. I tried to turn in my lease and they are trying to charge me for all kinds of extra repairs that aren't even mentioned as part of my contract. They are trying to charge ... More
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